What should be my billing address

A billing address is the address connected to a specific form of payment, which is typically a credit or debit card. Companies use the billing address to verify the authorized use of such a card. It is also where companies send paper bills and bank statements. Billing addresses must match what the card issuing bank has on file, or the attempted purchase may not go through. When the cardholder moves, the billing address must change to match the holder's current address.

This can be accomplished by contacting the card issuing bank. You need their shipping address and also the billing address for their payment method. These two addresses may be exactly the same. Or they may be slightly or completely different. Understanding the purpose of each will help you ensure accurate shipping. A shipping address is an address where you will send the order. Billing and shipping addresses are often the same — but not always.

There are several reasons you might find a difference between shipping address and the billing address. Some merchants require the same shipping and billing address for online orders.

This is most common with high-value items that may be tempting targets for credit card fraud. Fraudulent transactions in online shopping can be costly for eCommerce merchants. Adding fraud detection apps to your eCommerce platforms can separate suspicious transactions from customers with legitimate payment methods. Billing addresses help with this verification. Payment software will flag this issue so the customer can correct it.

Matching the billing address to the address on file a way to confirm that the customer is an authorized user of the payment method. Sometimes, a customer accidentally enters their shipping address as their billing address. If you have a Capital One branch account, contact the Capital One Bank customer service department by phone or by chat to update your billing address—or visit a Capital One branch in person. To change your billing address with Citi, log into your Citi online account or call the number on the back of your credit card.

If you need additional help, you can chat online with a Citi representative. To submit a U. Bank change address request, log into your U. You can also call U. If you recently changed your address, you need to change your credit card billing address as well. Keeping your credit card billing address updated will ensure that important documents are sent to the correct mailing address and can also help prevent identity theft.

How We Make Money. Nicole Dieker. Written by. Edited By Liliana Hall. Edited by. Liliana Hall. Liliana is an editor and journalist with a background in feature writing on the Bankrate Credit Cards team. Reviewed By Brady Porche. Reviewed by. Brady Porche. Avoid spending more with your card than you can pay ….

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